🇿🇲RewardsCard Zambia

The reward card built for Zambia.

Airtime, food delivery, grocery, dining and more — loaded on one card in ZMW. Your Lusaka team picks what they want.

180+
Vendor network
ZMW
Wallet currency
12
Spend categories
RewardsCard Zambia
Airtime & mobile data
Mobile money & bill payments
Food delivery
Dining & restaurants
Rides & transport
Travel & hotels

Zambia catalogue

Brands your Zambia team
already knows and loves.

Zambia's economy is anchored by mining, financial services, and a growing SME sector in Lusaka. Structured employee recognition is still relatively new in most organisations — making it a strong differentiator for companies that adopt it early.

The Zambia catalogue spans 13 categories from instant airtime and mobile money top-ups to physical goods delivered in-country. All in ZMW — no FX friction for recipients.

Instant digital Airtime, bills, rides — value in seconds
Email voucher Restaurants, spa, cinema — redeemed at merchant
Physical delivery Electronics, fashion, beauty — shipped in Zambia, 3–7 days

Local brands

Airtime & mobile data
Connectivity
Mobile money & bill payments
Payments
Food delivery
Food & Drink
Dining & restaurants
Food & Drink
Rides & transport
Transport
Travel & hotels
Travel
Spa & wellness treatments
Wellness
Supermarkets & grocery
Grocery
Electronics & gadgets
Electronics

+ Global brands on every card

StreamingStreamingTechFashion
Browse the full Zambia catalogue

What employees spend on

From airtime and groceries to fashion and streaming — brands they already use every day.

Nestlé
Coca-Cola
Nike
Adidas
Samsung
KFC
Pringles
Nescafé
DStv
Nivea
Nestlé
Coca-Cola
Nike
Adidas
Samsung
KFC
Pringles
Nescafé
DStv
Nivea
Pampers
Colgate
Dettol
Lipton
McDonald's
Haribo
Showmax
L'Oréal
Heineken
Pepsi
Pampers
Colgate
Dettol
Lipton
McDonald's
Haribo
Showmax
L'Oréal
Heineken
Pepsi

In Zambia

How Zambia-based HR teams
use RewardsCard.

01

Mining and resources sector staff recognition

Zambia's mining sector employs large workforces across remote sites and Lusaka HQ alike. A card that reaches everyone — digital or physical — bridges that gap.

02

Year-end bonuses for Lusaka corporate teams

Upload your team list, fund in ZMW, hit send. Cards arrive in inboxes before the holiday season — no bank transfer logistics.

03

Field staff recognition across Zambia

Zambia's distributed workforce across Copperbelt and beyond deserves recognition that reaches them. Digital and physical card options both available.

Our Lusaka team had never had a structured recognition programme before. The first time we used RewardsCard, redemption hit 88% within 72 hours.

CM

Chanda Mwaba

People Manager · Lusaka financial services

Sending in Zambia takes
under 2 minutes.

Get started →

01

Fund your wallet

Top up in ZMW. One wallet for all your sends.

02

Upload recipients

CSV upload or manual entry. 1 or 1,000 recipients, same flow.

03

Set value & send

Digital cards hit inboxes in seconds. Physical option also available.

04

Track redemptions

See who opened, who spent, and what they chose — all in your dashboard.

Physical RewardsCards

Cards your Zambia team
can hold in their hands.

View all physical cards →

All physical cards are fulfilled in-country — no cross-border shipping, no customs delays. Cards are loaded with ZMW value and redeemed at local and global brands your team already uses.

Why it works in Zambia

Built for the realities of
Zambia's job market.

01

Local currency, local brands

Cards are funded and redeemed in ZMW. No FX friction, no conversion losses.

02

Faster than a bank transfer

Digital cards arrive in seconds — no payment processing delays, no bank cut-off times.

03

Full redemption tracking

See exactly who received, who opened, and what was redeemed. No more guessing.

04

Scale from 1 to 10,000

One dashboard, one wallet. Whether rewarding a single top performer or your whole Zambia team.

05

Digital and physical options

Digital for quick sends. Physical for milestone moments. Both carry the same value and catalogue.

06

Works with your HR tools

Connect via API or use the dashboard. CSV uploads, webhook triggers, and HRIS integrations available.

Send RewardsCards to your
Zambia team today.

Digital delivery. ZMW wallet funding. Local brands they'll actually use.