Health benefits built for African realities.
HMO top-up contributions, gym access, mental health sessions, optical care, and wellness gift cards — designed around the healthcare infrastructure and realities on the continent, not imported assumptions.
Health & Wellness benefits are delivered through RibiBenefits — our dedicated employee benefits platform.
Explore on RibiBenefits →WHAT'S INCLUDED
Everything in Health & Wellness
HMO Top-Up Contributions
Monthly contributions towards employees' existing HMO plans or towards enrolling them in a partner plan. Works alongside your existing group health cover.
NG · KE · GH
Gym & Fitness Credits
Access to local gyms, fitness studios, and wellness centres — including Gym Nation, Fit Society, and independent studios across our markets.
NG · KE · ZA · GH
Mental Health Sessions
Vouchers for therapy sessions with vetted African-based therapists and mental health apps including Uzima, Wellnite, and others.
NG · KE · ZA
Optical & Dental Care
Allowances for optical and dental check-ups, glasses, and prescription lenses — not always covered by standard HMO plans.
NG · KE · GH
Pharmacy & Wellness Credits
Digital credits for pharmacies, wellness supplements, and personal care purchases at vetted retail partners.
NG · KE · ZA
Wellness Gift Cards
Curated wellness gift cards for spa days, wellness retreats, and self-care experiences — great for performance rewards or mental health days.
NG · KE · ZA
WHY IT MATTERS
The case for health & wellness
The African wellness gap
- Only ~20% of employees in Nigeria have adequate health insurance coverage
- Mental health is under-resourced but increasingly demanded by talent
- Wellness benefits are one of the top three factors in job selection in 2026
Retention and hiring power
- Companies offering health top-ups reduce attrition by up to 34%
- Strong health benefits improve offer acceptance rates significantly
- Mental health support reduces sick days and presenteeism
Measurable business outcomes
- Lower long-term health costs through preventive care access
- Healthier teams perform at higher levels with fewer absences
- Wellness spend is often more tax-efficient than equivalent salary bumps
Our engineers were burning out and resigning. We added mental health sessions and gym credits through RibiRewards. Turnover dropped 40% in six months. I wish we'd done it sooner.
Adaeze Okonkwo
Chief People Officer · Pan-African Tech Company
96%
utilisation rate
How to get started
Health & Wellness benefits require a brief needs assessment to match your team with the right providers. HMO top-up configuration requires employee enrolment data. Contact us to start the process — onboarding takes under 48 hours.
FAQs
Common questions
Can I offer health benefits without replacing our existing HMO?
Yes. Most companies use RibiRewards health benefits as top-ups or complements to existing group health cover — filling gaps like mental health, optical, or gym access.
How do employees access mental health sessions?
Employees receive a digital voucher code or direct booking link via the RibiRewards portal. Sessions are typically conducted virtually or at a partner clinic.
Are these benefits available for remote employees?
Yes. Most health and wellness benefits are digitally delivered and suitable for remote employees. Location-specific services like gym access depend on availability in the employee's city.
Do you work with specific HMO providers?
We work with a growing network of HMO partners. We can also contribute to any existing plan your employees are already enrolled in as a top-up allowance.
OTHER BENEFIT CATEGORIES
Ready to add Health & Wellness benefits?
Set up your programme in under 24 hours.